HelloStampedBank bonus
$250 to $450
U.S. Bank pays up to $450, but only the top tier is the headline number
A tiered cash bonus on a new U.S. Bank Smartly Checking account, sized by how much lands in direct deposits in the first 90 days.
- Terms read at usbank.com, not copied from a coupon site
- End date taken from their own page: 10 November 2026
- Who
- New U.S. Bank Smartly Checking clients, opening online, in a branch or by phone
- ID needed
- Not addressed anywhere on the offer page — the terms set no residence or identification condition either way
- To qualify
- Enrol in the app or online banking, then two or more direct deposits within 90 days: $2,000 to $4,999.99 pays $250, $5,000 to $7,999.99 pays $350, and $8,000 or more pays $450
- To open
- Apply between 10 September and 10 November 2026, then fund with $25 within 60 days
- Paid
- Within 30 days of completing the activities, into an open account with a positive balance
- Offer ends
- 10 November 2026
Found by HelloStamped · ends 10 November 2026
Before you sign up
- U.S. Bank counts only an ACH deposit of a paycheck or government benefit. Its own page says other electronic deposits and person-to-person payments are not direct deposits, so Zelle, Venmo and PayPal do not move you up a tier.
- There is a $12 monthly maintenance fee. One way to waive it is an average account balance of at least $1,500; a year of it unwaived is $144 against a $250 bonus.
- If you open in a branch or over the phone the offer is not automatic — a banker has to activate it at account opening. Opening through the promotional page applies it for you.
- A bank bonus is reported income. If you file a 1040-NR the paperwork is not the same as for a citizen.