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Bank bonus

$325

Citi pays $325, and a Venmo transfer can count toward it

A cash bonus on a new Citi Regular Checking account for two deposits totalling $3,000 — and Citi counts Zelle, Venmo and PayPal as deposits.

Open the offerOpens banking.citi.com
  • Terms read at banking.citi.com, not copied from a coupon site
  • End date taken from their own page: 26 October 2026
Who
New Citi checking customers, opening from Citi's own offer page
Visa status
Not addressed anywhere on the offer page
ID needed
Not stated on the offer page
To qualify
Two or more deposits totalling $3,000, within 90 days of opening
What counts
Payroll, pension and Social Security — and Zelle, Venmo or PayPal when sent through the ACH network
Paid
Between the 90th and 120th day after opening
Offer ends
26 October 2026

Found by HelloStamped · ends 26 October 2026

Before you sign up

  • Send the standard transfer, never the instant one. Citi excludes funds sent "through an instant transfer service", and instant is the button Venmo and PayPal put in front of you.
  • Also excluded: cash and cheque deposits, wires, moving money between Citi accounts, ATM and mobile deposits, and any P2P payment sent to a Citi debit card rather than to the account.
  • There is a $15 monthly fee unless the account receives $250 or more in these deposits each month — a different, smaller test than the bonus one.
  • Citi says to apply from its own offer page. Arriving at Citi another way can mean the same account opens without the bonus attached.
  • A bank bonus is income and the bank reports it. If you file a 1040-NR the paperwork is not the same as for a citizen — check before you file.

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